Source: https://wealthfolio.app/docs/guide/accounts/

# Accounts & Portfolios

Add and configure accounts, organize them into groups, and build portfolios — named reporting scopes across accounts.

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Last updated September 10, 2026

Accounts are where your money lives; portfolios are how you slice across them. Both are managed under **Settings → Accounts** and **Settings → Portfolios**.

## Accounts

Open **Settings → Accounts** to see every account, search, and filter by **All / Active / Hidden / Archived**. Click **Add account** to create one.

![Settings → Accounts: your accounts with type, group, and tracking mode](https://assets.wealthfolio.app/images/screenshots/app/accounts.png) ![Settings → Accounts: your accounts with type, group, and tracking mode](https://assets.wealthfolio.app/images/screenshots/app/accounts-dark.png)

Settings → Accounts: your accounts with type, group, and tracking mode

### Add an account

1.  Open **Settings → Accounts** and click **Add account**.
2.  Fill in the fields below, then click **Save**.

| Field | Description |
| --- | --- |
| Account Name | Display name, 2–50 characters (e.g. “Joint Brokerage”, “RRSP”). |
| Account Group | Optional label to organize accounts (e.g. `401k`, `RRSP`, `Cash Savings`). Same-group accounts collapse together on the dashboard. |
| Account Type | **Securities**, **Cash**, **Credit Card**, or **Crypto**. |
| Cash Classification | Cash accounts only — **Cash** or **Fixed Income**. Sets how the balance counts in allocation reports. |
| Currency | The account’s currency. Set when you create the account and fixed afterward; balances convert to your base currency for totals. |
| Tracking Mode | **Transactions** (record every trade) or **Holdings** (add balances as snapshots). Credit cards always use Transactions. See [Tracking Modes](https://wealthfolio.app/docs/concepts/tracking-modes/). |

### Account status

An account is **Active**, **Hidden**, or **Archived**. Set the last two with the **Hide** and **Archive** toggles when you edit an account.

-   **Active** — included everywhere: dashboard totals, performance, and reports.
-   **Hidden** — tucked out of your account lists but still counted in Total and history.
-   **Archived** — removed from the portfolio and totals without deleting its history. Restore it anytime.

Deleting an account is permanent and removes all of its activities — archive instead if you just want it out of the way.

## Account groups

A **group** is a free-text label on an account. Accounts that share a group roll up under one heading on the home dashboard (handy for “Spouse RRSP”, “Joint Taxable”, or “401k”). Groups are display-only — they don’t change any calculations.

## Portfolios

A **portfolio** is a named **reporting scope** across a chosen set of accounts. Where groups just tidy up the dashboard, a portfolio becomes a first-class lens you can select anywhere the account picker appears — the **Dashboard**, **Performance**, **Insights**, **Income**, and **Holdings**.

![Settings → Portfolios: named reporting scopes across accounts](https://assets.wealthfolio.app/images/screenshots/app/portfolios.png) ![Settings → Portfolios: named reporting scopes across accounts](https://assets.wealthfolio.app/images/screenshots/app/portfolios-dark.png)

Settings → Portfolios: named reporting scopes across accounts

### Creating a portfolio

1.  Go to **Settings → Portfolios** and click **Add portfolio**.
2.  Give it a **name** (e.g. “Retirement”, “Taxable”, “FIRE pot”) and an optional **description**.
3.  **Select the accounts** that belong to it. An account can appear in any number of portfolios.
4.  Click **Save**. The portfolio now appears in the account selector across the app.

Reorder portfolios by dragging; edit or delete one from its **⋮** menu. If a portfolio references an account you later delete, Wealthfolio flags it so you can clean up the link.

### Using a portfolio

Open the **account selector** at the top of the Dashboard (or Performance, Insights, Income, Holdings) and pick a portfolio instead of _All accounts_ or a single account. Every number on the page — value, returns, allocation, income — is then computed for just that subset.

This is how you answer questions like _“how are my retirement accounts doing together?”_ or _“what’s my taxable allocation?”_ without merging or moving anything.

Portfolios are purely a reporting overlay. Adding an account to a portfolio doesn’t move any holdings or change your overall totals — it just gives you another way to look at them.

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**Next:** [Dashboards](https://wealthfolio.app/docs/guide/dashboards/) shows how each card reads, and [Tracking Modes](https://wealthfolio.app/docs/concepts/tracking-modes/) explains transactions vs. holdings accounts.

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